• This email address is being protected from spambots. You need JavaScript enabled to view it.
At A Glance: The ABCs of HPPCOOP Membership A. Membership to HPPCOOP allows you to build up your money through "forced savings".

How it works:
Members save the following through monthly payroll deduction or auto-debit arrangement.
1. First month
....Initial Share Capital* = P1,000.00 (minimum, earns dividends)
....Membership Fee = P200.00 (one-time processing fee)
....Total for first month: P1,200.00 (assuming P1,000.00 initial share capital)

2. On the succeeding month:
....Monthly Capital Build-Up* = P500.00 (minimum, earns dividends)
....Monthly Savings Deposit** = P200.00 (minimum, earns interest)
....Total for succeeding months = P700.00 (assuming P500 CBU and P200 savings)

*Share Capital is withdrawable upon membership termination.
**Savings Deposit is withdrawable anytime (with P1,000.00 maintaining balance).

B. Membership to HPPCOOP allows you to borrow money when needed. See Loan Products.

C. Some other benefits of being a member:
- Savings interest rate of 2-6% p.a.
- Dividend and Patronage Refund earnings of 4-6% p.a.
- All earnings are TAX-FREE.
- Special member rates for HPPCOOP Tagaytay and Baguio Vacation Homes.
- Affordable HMO for members and dependents.
- Others - see Benefits and Programs