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Start The Year Right!

Start the year right by saving right! Grow your money faster with the Coop's higher interest rates! Did you know that you can earn up to 20x MORE from the Coop vs regular banks? Plus, your interest earnings from the Coop are also TAX-FREE!

Check out the comparative rates below:*
coopvsbankinterestrates

 *Interest rates shown are per annum and may be subject to change. 

Let the Coop help you save for the future. Or more accurately, let the Coop "force" you to save for the future. Our auto-payroll account deduction encourages members to have the discipline and develop the habit of saving. Dahil sa Coop...WHAT YOU DON'T SEE, YOU DON'T SPEND!

Notes:

  1. Savings Accounts can we withdrawn anytime if needed.
  2. Time Deposit Accounts has a minimum term of 91 days. But there are no pre-termination charges if withdrawn before maturity. Pre-terminated Time Deposits still earn interest equivalent to our Savings Account interest rate (i.e. 1.25%) which is still higher than banks.
  3. You may check our Deposit Account Policy for more information.

 

 



 



Year-End Message

Dear Members,

I'd like to take this opportunity to thank everyone for their support throughout what has been an unprecedented couple of years. But despite the difficult times, our Cooperative has thrived, maintained the course, and is leaving 2021 as another successful year. Unaudited financial statements show we'll be ending the year with close to P90M in Assets which is about 15% increase vs prior year. At the rate we're going, I'm confident we'll break the P100M-mark by next year, a truly significant milestone for a cooperative that's barely 8 years old.

As I often say, the success of our Cooperative is built on the support of our members and the efforts and dedication of our officers and Board of Directors all these years. And this year is no exception.

Sharing some of our accomplishments this past year:

  • Granted close to P40M worth of loans which helped a lot of members in their financial need particularly in this difficult time.
  • Damayan Claims - we were able to provide burial assistance to 29 members through our Damayan Benefit where we provide financial assistance to members who lost a dependent up to the 1st degree of consaguinity and affinity plus siblings.
  • Family Members as Coop Members - we've opened membership to relatives and dependents of members to allow them to enjoy the benefits of being a coop member.
  • Added three IT/BPO companies as part of HPPCOOP namely, Planate Management Group South East Asia Corporation, Soga Asia Technologies Inc, and Razza Consulting Group Inc. This is part of our advocacy to introduce the cooperative advantage particularly to smaller IT/BPO companies who may not have the size or the capacity to put up a cooperative of their own.
  • Vacc2Normal Campaign - in support of the government's National Vaccination Program, we've offered a special Vacc2Normal Loan with a very low interest rate of just 0.55% per month exclusive to vaccinated members.
  • Enhanced Share Capital Loan - as the pandemic continues, to further help members in this difficult time, we've launched the Online Share Capital Loan that's payable up to a maximum term of 5 years with maximum loanable amount of up to P500k depending on their Share Capital.
  • Real Estate Loan - to make it easier for members to invest in their dream house/condo/property, we've launched our Real Estate Loan with a maximum term of up to 15 years and maximum loanable amount of up to 90% of the total assessed value of the property/construction (up to max of P3M).

Although the economy is starting to open up a little, the threat of COVID-19 remains. Trust that HPPCOOP will be here to support you as we all live through this pandemic. In the meantime, please stay safe.

Stay tuned as more programs are in store for next year. In behalf of the Board of Directors and officers of our cooperative, I wish you and your family only the best as we look forward to a better 2022.

 

Yours in the spirit of cooperation,

Val Hilario

 


HPPCOOP Holiday Shutdown 2021

Members are advised that our Holiday Shutdown for this year is scheduled for December 23, 2021 to January 2, 2022. As the Coop Office will be closed during this time, last day for submission of loan applications for the year is Friday, December 17, 2021

Please be guided accordingly.

 


PamasKO-OP Pa-RAFFLE Winners

Congratulations to all the winners of our online PamasKO-OP Pa-RAFFLE held on December 23, 2021 at 4pm via Zoom!

 

3D2N Serin Accommodation

  1. Arrivas, Ric
  2. Pernito, Maneline Magdaog
  3. Caisido, Stefanie M
  4. Mina, Lorsan
  5. Rojo, Oliver
  6. Marcelo, Apollo Gandawan
  7. Morales, Warren Jake
  8. Dacanay, Nina Patricia F
  9. Domingo, Cherryl Angeline
  10. Martinez, Mia

Mi Air Purifier 3C

  1. Maling, Maria Kristina
  2. Manalansang, Jerome
  3. Destura, Raden
  4. Cho, Aidonnel Jayson

Robot Vacuum Cleaner

  1. Enverga Cherryl Ann
  2. Abucion Renalie
  3. Espiritu Jerome

Mountain Bike

  1. Gapascan Marjorie
  2. Evangelista Evan

55" Smart TV

  1. Pacheco Irvin Ian Fernandez

The Membership Committee will get in touch with all the winners for the delivery of the prizes. 

 

Merry Christmas and a Happy New Year to all !

 

 


HPPCOOP Introduces Real Estate Loan

HPPCOOP has launched its Real Estate Loan product where members can borrow up to P3,000,000.00 to help them build their dream house!

Whether it's for a new house or a condo, renovation, construction, or lot only purchase, HPPCOOP aims to help its members. Just like the banks, HPPCOOP makes acquiring these assets lighter for members with real estate loans payable up to 15 years. But unlike the banks, with the Cooperative, members earn back through dividends and partronage refund.

The facility is available to all members in good standing (both Regular and Associate). But since HPPCOOP is new to this type of loan, the Board has only allocated a certain amount of funds for the purpose. Those who cannot be accommodated will be placed on the waiting list. The Board may, however, decide to increase the fund available to members later on depending on our need and financial capacity.

Interested? Click here to learn more!

Members may also email This email address is being protected from spambots. You need JavaScript enabled to view it. for questions.

 


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Address: 

11F Intellectual Property Center
McKinley Hill, Taguig City

 Phone:

+63-2-7975-4087

 Email:

 admin@hpp.coop

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